We invest our brain for future bright

It has been a dream for every new student to get loan for their study. Yeah unless for those who really capable to earn sponsorship from government or private sector. The student loan, like PTPTN, provide such service in order to ‘help’ student so that their life will become a little bit easier at the campus.

In fact student loans repayment can be a real nightmare without adopting some strategies that would help the new graduates to organize their social and financial life. But then is you really wanna be a loan-independent or FAMA (father and Mother) independent, or even wanna have some extra income, here are some strategies, which have been proposed by most of the finance guru::

1. An additional part-time job; this is the most popular way to earn extra money for local student. Even some time a determined student really need to have part-time job ( 3 hrs sleep every day)in order to pay for their study fee (loan-independent). But, in Malaysia, for a so called part-time job, there are limited of places you can go. Most offering places are likely fast food restaurant ;McDonald, KFC, Pizza Domino……and some petrol station and toll gate might have vacancies for part-time job. Tutor? quite interesting for multiple part-time job. Just wanna tell you a story, a friend of mine is a good example for this kind of categories.In very morning (around 4.00 am) he will woke up to help the Mahallah (hostel) canteen`s owner to buy groceries from Selayang Wet market. Then go to class. At the evening, he teach SPM student (tuition) at their house (teach on demand) until 10.00 pm….every day..including saturday and sunday…Yet he is a very knowledgeable person.
   
2. Freelancing is another option (meaning that they can do particular pieces of work for different organizations, without working all the time for a single organization); This activity requires additional knowledge where you are required to post article, journal, blog, or do some book editing. Translation work also can be a very good pay for freelancers.This job has become famous among Malaysian student since past few years and they are gradually increase in number.
   
   
3. Business; One of the option. but not many will succeed. The nature of business is pretty different as to compare when you are an employee, part-time or full time. But, you might start with Car rental, MLM, Direct Selling, insurance, or even open up booth and selling some of items from padang besar or bukit kayu hitam ..cheaper there what.What about online business? it is also okay but be careful with that so called ‘online’ activities. Really tricky. And I do believe that your initial involvement in these activities will give a very huge advantageous to yourself. Believe me.

I know this is not an easy job to live in a such hard condition. However, if we talk about Malaysian student who study abroad, this is what normally they do, struggle in their life as student and do multiple jobs at the same time, to feed their everyday life and for College fee as well. Why we cannot do in our homeland? Simple, just because they are born in Malaysia, born as a Malaysian and living in Malaysia. Struggle for living? very rare to hear Malaysian student play a very hard life for their living..Only for determined people who really want to train themselves to play ” work hard ” exercise.

psst: don`t just for the sake of making a lot of money then you will abandon your undergoing study. That will become more worst for you. Just remember,

“KNOWLEDGE IS OUR SHIELD TO LIVE IN THIS WORLD “